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Dr. Richard Cheng

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Insurance Credit Policy

When your insurance reimburses us for your visit, you will receive credt from us.  There are two parts of our sercices that are insurance reimbursable: the office visit fees and fees for certain lab tests.  All the medications and supplements that you receive from our offices are not insurance covered.  An Explanation of Benefits (EOB) is a letter from your insurance explainiing how much they paid to us.

Use the following formula to determine your credit:

Your refund = your payment of visit or test fees* to DrWLC - your copayment - your deductibles. 

Note: *Only your office visit fee or test fee payment portion, not including supplements or medications from our offices.

For instance, if you paid a total of $200 including $80 for visit and $50 for a test, $70 for products.  Insurance reimbursed us $100 for your office vist (with a $15 copayment), $30 for test (with a $15 copayment), then your credit is $80 - $15 = $65 (for office visit); and $50 - $15 = $35 (for test).  We will give a total of $100 refund.

Please note that the amount we refund you is often different from the amount your insurance paid.

If you have received an EOB, and we didn't issue you a credit, please fill out a Credit Inquiry Form.


Most Health Insurance Accepted, All Rights Reserved.